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Costa Rica: Medical Facilities and Insurance

COSTA RICA MEDICAL FACILITIES: Medical care in San Jose is adequate, but may be more limited in areas outside of San Jose. Doctors and hospitals often expect immediate cash payment for health services, and U.S. medical insurance is not always valid outside the United States. A list of local doctors and medical facilities can be found at the website of the U.S. Embassy in San Jose, at http://usembassy.or.cr. An ambulance may be summoned by calling 911. The best equipped ambulances are called "unidad avanzada".

COSTA RICA MEDICAL INSURANCE: The Department of State strongly urges Americans to consult with their medical insurance company prior to traveling abroad to confirm whether their policy applies overseas and whether it will cover emergency expenses such as medical evacuation. U.S. medical insurance plans seldom cover health costs incurred outside the United States unless supplemental coverage is purchased. Further, U.S. Medicare and Medicaid programs do not provide payment for medical services outside the United States.

However, many travel agents and private companies offer insurance plans that will cover health care expenses incurred overseas, including emergency services such as medical evacuation.
When making a decision regarding health insurance, Americans should consider that many foreign doctors and hospitals require payment in cash prior to providing service, and that a medical evacuation to the U.S. may cost well in excess of $50,000. Uninsured travelers who require medical care overseas often face extreme difficulties.

When consulting with an insurer prior to a trip, ascertain whether payment will be made to the overseas healthcare provider or whether the traveler is reimbursed later for expenses incurred. Some insurance policies also include coverage for psychiatric treatment and for disposition of remains in the event of death.

Useful information on medical emergencies abroad, including overseas insurance programs, is provided in the Department of State's Bureau of Consular Affairs brochure, Medical Information for Americans Traveling Abroad , available via the Bureau of Consular Affairs home page.

Article Source:: http://travel.state.gov/travel/cis_pa_tw/cis/cis_1093.html

1 Comments:

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